Essentials - How much does it cost?

Private Insurance

If you live in a community that does not participate in the NFIP, it is also possible to purchase private flood insurance. Moreover, if you want to get a coverage level higher than the one offered by the NFIP, you can supplement the NFIP policy with a private policy. Find out more in a chat with a specialized agent

Are There Additional Expenses Or Agency Fees?

The agency cannot charge fees for an NFIP flood insurance policy. The total annual premium should not be different from one company or agency to another. For private flood insurance, the agency or the state may charge additional fees.