What is nuisance flooding and why will it become an even greater issue for coastal communities. In this article by Wired, read why research points to the possibility of regular flooding for these communities and what that can mean for infrastructure and homeowners.
FEMA encourages homeowners near areas impacted by wildfires to talk to an agent about flood insurance. The risk of flooding increases after a wildfire and can last for many years. Read more about the impact fires can have on flooding:
If you though storms and flood events were worsening, you might be right. Researchers from Louisiana State University and Southern Illinois University studied why it appears storms seem to be getting worse and how this is affecting towns and cities.
The early formation of Hurricane Elsa on July 2nd marks another active hurricane season and led researchers at Colorado State University to update their 2021 predictions. Are we going to continue to see hurricanes form sooner in the coming season?
New research by NASA warns that flooding could get worse in the next decade and it might be because of the moon’s “wobble.” Read why the moon and climate change could mean a decade of severe coastal flooding.
In March, scientists from Arizona State University noticed it’s not just climate change causing increasing flooding but urbanization is having a large effect as well. This was made apparent when flooding across the Midwest inundated homes and streets this June. Read about how city planners are changing the way cities are built.
Research by the journal Nature Communications looked at the increased cost of climate change and how more homeowners continue to be susceptible to the dangers of flooding. Read how storms like Hurricane Sandy caused an additional $8 billion in damages in this article.
What should you do when the forecast calls for heavy rain, possible flooding, or even a hurricane? Does your family have a plan and what happens if you are affected? Fortunately, there are resources for you to help answer these questions! You can find tips on how to prepare here and more on our website.
On October 1st FEMA will be updating the NFIP with Risk Rating 2.0. This is designed to better understand and reflect a property’s flood risk using advanced tools and capabilities. Continue reading why FEMA is introducing Risk Rating 2.0 and what will change.
The NOAA has come out with its hurricane predictions and they are anticipating another active season. Forecasters indicate we can expect 13-20 named storms and 6-10 hurricanes this year. You can read more about the NOAA’s 2021 hurricane predictions here:
Meteorologist, Kaylee Wendt, gives great advice on how to be proactive when it comes to flooding and how to avoid danger. Much of her advice is universal as flooding can happen anywhere and to anyone. Make sure you and your family have a plan in case of disaster.
We know that flooding is getting worse but how bad is it getting? E&E News points to some alarming data from past years on how widespread flooding has become. Last year was the sixth consecutive year that over $1 billion was paid out in claims. The impact of flooding is rising, and you can learn more here.
Flooding is the leading natural disaster costing billions annually and future estimated costs peaking over $30 billion. Sundae took a look at the top ten cities with the most properties at risk based on First Street Foundation’s First National Flood Risk Assessment.
When it comes to flooding a lot of attention is on hurricanes and coastal communities, but a largely hidden risk is snowmelt and it’s happening sooner. Earlier spring snowmelt could have far-reaching effects including added risk to homeowners. Continue reading to find out more
On April 8th Colorado State University released their prediction for this year’s hurricane season. Much like last year’s CSU is predicting an above-average season with 17 named storms and 4 major hurricanes. These predictions point to a worrying trend.
NOAA data shows rising concerns for coastal communities as climate change continues to have damaging effects on coastal flooding. Certain areas could potentially experience year-round flooding in the future if nothing is done. Read to learn more about the data and ongoing mitigation efforts.
Last week Tennessee saw some of its worst flooding since 2010. The devastation was only made worse by the misconception that homeowners were protected without flood insurance. The @Tennessean examines the impact of lacking coverage.
Grand Rapids, Michigan has found innovative means to address the problem of flooding in urban communities. Read how they are not only planning for today but also what future flooding might mean for their community.
Earlier this month the Associated Press reported on the heavy rainfall and ensuing flooding Hawaii experienced. Scientists suspect climate change is the culprit and that these flooding events won’t be isolated to one state. Read how the island state is attempting to adapt to a far more common occurrence.
In Reuter’s article, they highlight the growing concern of flood damage to homeowners and its rising threat. As our industry evolves to better provide solutions to flood risks, it’s important that homeowners understand their exposure, especially without flood insurance.
Homeowners across the U.S. face substantial financial risk without flood insurance. This is especially true for states like Florida and North Carolina where the risk of flooding is much higher and homes that require insurance are ignoring it. Continue reading to see how disaster striking these homes could have far-reaching effects.
Many have been affected by the recent deadly storm system that has blanketed much of the U.S. with Texas experiencing unprecedented hazardous conditions. One of the many hidden threats of these winter storms is the real risk of severe flooding that can compound the dangers homeowners face.
As sea levels rise and coastal flooding becomes more frequent the devastation is not always felt equally. Research done by the Environmental Research Letters found that coastal flooding threatens affordable housing. This is especially difficult for an often-vulnerable community.
The National Centers for Environmental Information released their billion-dollar disaster report for 2020 and proved what many of us already know. Natural disasters are getting worse and more frequent with a record setting 22 separate billion-dollar disasters, 13 of which were caused by severe storms.
According to a study, done by Stanford researchers, increased precipitation has caused almost $75 billion in financial losses contributed to flooding. The study points out that this will likely continue to get worse. You can find out more about the dangers of flooding here.
The 2020 Hurricane Season was one of the most active hurricane seasons on record and broke nearly every record held before. “The season ended with 30 named storms, 13 hurricanes, and six major hurricanes” reports The Weather Channel. Continue reading to find out why this year was so unique for hurricanes.
Can we expect flooding on a grander scale in the future? As the effects of climate change become more apparent the answer seems to be a resounding yes! One such article, by Tom Philpott, points to a growing concern that the next major flooding event could happen in California.
When house hunting many consider the location and size of the home in their decision. However, it’s becoming increasingly important to consider a home’s flood risk. Across the nation, homeowners are experiencing flood damage at an alarming rate. Before purchasing a home, consider these 6 flood-focused questions.
A study conducted by the University of California warns that rivers are an increasing threat of flooding due to rising sea levels. Researchers found that this is especially worrying for inland homeowners and can affect historically calm rivers. Contact your policyholders today to warn of this growing threat.
Recent research conducted by Penn’s Wharton School, examines the connection between falling home prices in Florida and rising sea levels. The growing risk of chronic flooding for some coastal homes is having a financial impact on homeowners outside of flood damage.
On Tuesday, June 2nd, we saw the formation of Tropical Storm Cristobal in the southwestern Gulf of Mexico. This marks the third storm formation this hurricane season. According to The Weather Channel, we could see it reach the “Gulf Coast of the United States late this weekend.” Currently, it is still too early to tell the severity of the storms once it reaches our coast (if it does), but it is important for those in potentially affected areas to begin preparing. We will continue to monitor the storm and provide updates.
Weeks ahead of schedule, the hurricane season’s first tropical system could develop near Florida and the Bahamas this weekend, forecasters said Tuesday. As of midday Tuesday, the National Hurricane Center said there was a 50% chance of development within the next five days. “An area of low pressure is expected to develop this weekend a couple hundred miles northeast of the Bahamas,” the hurricane center said.
Atmospheric rivers are narrow ribbons of concentrated moisture that originate in the Pacific and can flow thousands of miles before dropping rain and snow on land. Scientists are ramping up their research into the systems this winter fearful that warmer temperatures tied to climate change will boost the moisture they carry, supercharging them moving forward.
Recent research finds that repeated flooding events have a cumulative effect on the structural integrity of earthen levees, suggesting that the increase in extreme weather events associated with climate change could pose significant challenges for the nation’s aging levee system.
According to the United States Geological Survey, “more than 75% of declared Federal disasters are related to floods, and annual flood losses average almost $8 billion with over 90 fatalities per year.” Flooding poses serious risk, and as the climate changes, the number of homes in the United States facing a risk of flooding is increasing.
When Lebron Lackey, his wife, Heather, and his uncle, Russell King, decided to build a posh oceanfront home in Mexico Beach, Florida, they ignored the small community’s building codes and made construction plans based on instinct, hoping the structure would last 100 years even if struck by a hurricane. Barely six months after construction was completed, on Oct. 10, 2018, Hurricane Michael, a Category 4 with 155-mph winds and a storm surge of 19 feet, made landfall in Mexico Beach.
With both inland and coastal communities increasingly experiencing flood damage, the Federal Emergency Management Agency is working to increase risk and pricing transparency in flood coverage and close the large flood insurance gap in America.
If it rains, it can flood. That stark reality has been driven home in the last few years as hurricane-related rainfalls smashed records and inundated communities from Houston to New York City. Homes and businesses from coast to coast suffered extensive inland flooding, and swollen rivers breached levees and left farmlands and communities across the Midwest immersed in huge amounts of standing water.
Even in risky areas, some homeowners still skip flood coverage. Flooding, is the most common cause of disaster-related damages in the United States. The vast majority of standard home insurance policies do not cover flooding. To ensure coverage, most homeowners must purchase a separate policy backed by the federal government under the National Flood Insurance Program. Managed by FEMA, Congress created the program in 1968 to offer primary flood insurance to properties with significant flood risk as many private insurers stopped offering coverage. It was designed to reduce escalating costs associated with helping flood survivors recover losses.
At a recent hearing hosted by the Financial Services Subcommittee on National Security, International Development and Monetary Policy, environmental experts discussed the risks to the National Flood Insurance Program (NFIP) posed by climate change, saying the situation is likely to worsen in the coming years.