Flood In Focus
What These 3 Non-Hurricane Floods Tell Us About Flood Risk
Major floods aren’t only caused by hurricanes and rising coastal tides. Learn how flood risk impacts the United States between the coasts.
The 4 Biggest Threats to Flood Prevention & Management
Learn how the future of flood prevention and management are complicated by everything from climate change to technology to Congress.
First Street Flood Data
New scientific modeling demonstrates hidden flood risk Extensive new data modeling shows a harsh new reality that millions of Americans are at risk of flooding. Groundbreaking research from First Street Foundation, a non-profit group, highlights that 70% of American homeowners are at risk of flooding that isn't reflected in [...]
6 Ways Technology Is Making Flood Management Better
In recent years, technology advances have streamlined processes throughout the flood management ecosystem. That means more flood insurance providers can help more at-risk Americans protect their homes with a flood insurance plan designed for their individual needs. Here’s a look at how technology has transformed every step of the flood insurance process.
What DC’s July 2019 Flash Flood Can Teach the Nation About Flood Preparation
In July 2019, nearly four inches of rain fell over Washington, DC, in about an hour. This heavy rainfall, about as much as the area typically sees in an entire month, sparked widespread flash flooding, illustrating how floods can happen at a moment’s notice almost anywhere in the country.
Why Adapting to Climate Change Isn’t as Easy as Leaving the Coasts
Climate change puts millions of Americans at a rising risk of devastating floods, and the question of how best to protect our homes and communities from damage is a complicated one. A recent Scientific American piece outlines a study that claims removing one million homes from flood zones could save $1 trillion over the long term. The report proposes an expansion of government buyout programs in flood-prone areas to mitigate future losses to homeowners, taxpayers, and the government.
5 Things Homeowners Need to Know to Prepare for 2020’s Flood Season
Flood season is upon us. According to the National Oceanic and Atmospheric Administration, this flood season promises to be a wet one, with 23 states likely to face moderate to major flooding. Although experts do not anticipate this year’s flooding to be as bad as 2019’s, they predict that 128 million Americans are still at risk of flooding and 1.2 million Americans are at risk for major flooding. These are your customers, and this is what they need to know about flood season 2020.
Americans Under-prepared for Floods, Underestimating Their Exposure
This spring's flood season is forecasted to be worse than average, affecting some 128 million Americans. According to a recent survey we conducted with The Harris Poll, much of that damage is likely to be uninsured. Why? Because most Americans vastly underestimate their exposure to flood damage. Here's a closer look at the disconnect, plus tips on how agents can tap into NFS resources to help Americans be ready when floods hit.
Michigan, Midland County Flooding
Tuesday, May 19, Michigan Governor Gretchen Whitmer issued a state of emergency for Midland County after two dams (Edenville and Sanford) were breached. Unprecedented flooding, as a result of several days of heavy rainfall, caused the dams to collapse and has displaced thousands of residents of Midland County and neighboring areas.
CAT Blog
What storm activity can we expect in 2020? On April 2, 2020, the Tropical Meteorology Project Forecast from Colorado State University advised: “We anticipate that the 2020 Atlantic basin hurricane season will have above-normal activity.” Below is their forecast for Named Storms, Hurricanes, and Major Hurricanes.
What 35 Years Experience with Flood Insurance Has Taught Us
Floods are becoming more common in the United States. In an age where three-quarters of the country lives paycheck to paycheck, that means most of us are just one bad storm away from disaster. But it doesn’t have to be that way. At NFS, we’ve dedicated ourselves to expanding flood protection for Americans around the country. Here’s our five-pronged approach for making sure more people who need flood insurance actually have it.
Hurricane Awareness Week 5/9 – Complete a Written Plan
The National Weather Service advises that, “The time to prepare for a storm is before the season begins, when you have the time and are not under pressure.” Waiting until the zero hour to plan can result is costly mistakes.
Hurricane Awareness Week 5/8 – Help Your Neighbor
The saying “Times like this, even though tragic and devastating, bond us together as neighbors” by Jerry Reed has never been truer as evidenced by the solidarity many communities have seen during the COVID-19 pandemic.
Hurricane Awareness Week 5/7 – Strengthen Your Home
Part of preparing for a hurricane includes strengthening your home. There are a number of ways to do this that can help to minimize damage sustained during a storm.
Hurricane Awareness Week 5/6 – Get An Insurance Check Up
One very important but often overlooked but part of preparing for a storm is insurance. Be sure to reach out to offer your policyholders an insurance checkup.
Hurricane Awareness Week 5/5 – Assemble Disaster Supplies
Now that you should be aware of your flood risk and have created an evacuation plan, it’s time to start assembling disaster supplies. Start by making a list of various supplies you’ll need to both get through the storm and its aftermath.
Hurricane Awareness Week 5/4 – Develop an Evacuation Plan
97% of hurricanes hit between 1 June and 30 November. Now is the time to act and get prepared.
Hurricane Awareness Week 5/3 – Check Your Risk
This week is NOAA’s Hurricane Preparedness Week. Hurricane season is a few weeks away and millions of Americans are vulnerable to the damaging costs that major storms can bring. This year, forecasters are predicting a very active season, driven by high temperatures in the tropics, with some predicting as many as 18 named storms this year.
How NFS is growing flood insurance
Floods are becoming more common in the United States. In an age where three-quarters of the country lives paycheck to paycheck, that means most of us are just one bad storm away from disaster. But it doesn’t have to be that way. At NFS, we’ve dedicated ourselves to expanding flood protection for Americans around the country. Here’s our five-pronged approach for making sure more people who need flood insurance actually have it.
Selling in a Crisis
At NFS, we are committed to serving the nation and protecting against the damaging impact of flooding. And this year, we could be facing more severe weather. With the impact of COVID-19 being felt across the country, NFS is dedicated to preventing further turmoil and we are supporting agents nationwide in protecting their insureds from the risk of costly flooding. With NFIP policies taking 30 days to come into effect, now is the time to ensure policyholders at risk have coverage in place.
Our 5 point flood preparation plan
NFS follows Benjamin Franklin’s lead in guiding our claims solution. As we enter an unprecedented flood season, NFS has made every preparation to deliver a fast and seamless claims experience for your insureds. Hurricanes can move quickly and unpredictably, and it is critical to have a claims partner who can respond in real-time to handle the most severe challenges Mother Nature can throw our way.
Approaching flood season in unprecedented times
The Flood industry is entering the riskiest months of the year, with Spring flooding underway and the hurricane seasons on the radar. As many businesses and communities are going into lockdown and self-isolation, NFS is gearing up to serve our agents and their insureds at the high service levels they have come to expect.
Preparedness Plan
This is an unprecedented flood season: the risk of flooding has increased as extreme weather becomes the norm, and the global fight against the Coronavirus pandemic has placed further strains on agents, insureds and their communities.
Supporting Our Teams
NFS is built to respond fast, efficiently, and at scale in emergency situations. This is our core business. This is what we do. And we've been doing it well for more than 35 years.
Team Appreciation
Our ability to be prepared and ready for the flood season wouldn't be possible without the teams who make it happen. As part of our efforts to support the country in the up-coming flood season, we wanted to give a shout out to those who support our clients, their agents, and their insureds.