All homes, regardless of flood zone, are at risk of flooding. Over the last five years every state has experienced flooding. Consider these 4 facts:

  • FEMA advises that just one inch of water can cause $25,000 in damage
  • More than 20 percent of flood claims come from properties outside of high-risk flood zones
  • Only 20% of impacted homeowners from Hurricane Harvey in 2017 had flood insurance
  • Federal Disaster assistance comes in the form of loans that must be paid back with interest and FEMA grants only provide about $5,000 average per household. By comparison, the average flood claim in 2022 was more than $87,000